The Ultimate Ledger forShopkeepers and Financiers.
The Lenden Software — a complete cloud-based loan management platform. From EMI tracking to default alerts, everything you need to run a professional lending business.
Everything You Need to Lend Professionally
Built for the needs of local financiers, shopkeepers, and lending agencies.
Live EMI & DPD Automation
Track every EMI in real-time. Days Past Due (DPD) is calculated automatically — no spreadsheets, no manual tracking. Know exactly who is overdue and by how many days.
Instant Score Recovery
When a borrower clears an overdue EMI, their LLS score rebounds instantly. No waiting periods, no batch processing. Real-time trust restoration.
National Default Alerts
Get instant notifications when a borrower defaults elsewhere in the network. Cross-lender visibility protects you before the first EMI is even due.
Agency & Multi-Vendor Ready
Manage multiple lending agencies under one account. Assign roles, track performance across branches, and maintain consolidated reporting — all from a single dashboard.
How It Works
Get started in minutes — not days.
Create Lender Account
Sign up and register your business. One-time setup takes under 2 minutes.
Add Borrowers by Repo ID
Search borrowers by their Repo ID. Instantly view their LLS score using their Secret Key.
Issue Loans & Set EMIs
Record loan amount, interest rate, EMI schedule. The system auto-generates the repayment calendar.
Track & Recover Automatically
Monitor DPD, receive default alerts, and trigger automated follow-up workflows — all from your dashboard.
Ready to Modernize Your Lending?
Join the network of professional lenders using Apni Saakh to manage loans, reduce defaults, and grow their business.